Required Documents

Buying a home requires a lot of paper.  By the end of the process, you may feel like you have documented every aspect of your life except your shoe size, and if they could figure out a way to justify it, it seems likely they would require that as well.  

You will need to provide information at two steps, and the earlier you start gathering the paperwork, the easier it will be on you when it is time.

Documents for Loan Application: these are what most lenders will ask for when you pre-approve or apply for the loan.

Documents Required at Closing/Settlement: the list for what to expect to see, and what to bring, to closing.

 

Loan Application Documents

Lenders are looking for you to verify your financial situation, so they’ll ask for a variety of documents.  Not all lenders ask for exactly the same paperwork, but if you have copies of everything on this list, you should be covered.  Read More >>

Closing/Settlement Documents

Check In Early: It’s a good idea to check in with your agent and whoever is administering the closing (a title company officer, or escrow/settlement agent) a few days before the scheduled appointment and make sure that all of the required documents are ready and available. Read More >>